The Workers' Compensation system is the "exclusive remedy" for on-the-job injuries suffered by employees. As such, it is not only a key ingredient in employer/employee relations; it is also a legal requirement that you have to provide as an employer. But what are your rights, and, how do you go about maintaining Workers' Comp coverage without losing the shirt off your back?

In this issue of "Business Blast," we show you how to take back control of the skyrocketing costs of Workers' Compensation. In addition, we explain how to (proactively) handle a claim, how to spot a "questionable" claim and, we discuss the rehabilitation rights of injured workers.

While virtually every California employer is likely to see a Workers' Comp rate increase if their policy renews on or after January 1st, 2011, you can count on United Agencies to help you minimize theexpected increases. Please feel free to call or email us today.

We appreciate your continued business and look forward to serving you.

Regards,



Dana Coates
PresidentUnited Agencies, Inc. ~ Western Division

Workers Compensation

DECEMBER 2010

Workers compensation insurance covers the cost of medical care and rehabilitation for workers injured on the job. It also compensates them for lost wages and provides death benefits for their dependents if they are killed in work-related accidents, including terrorist attacks. The workers compensation system is the “exclusive remedy” for on-the-job injuries suffered by employees. As part of the social contract embedded in each state’s law, the employee gives up the right to sue the employer for injuries caused by the employer’s negligence and in return receives workers compensation benefits regardless of who or what caused the accident, as long as it happened in the workplace as a result of and in the course of workplace activities. 

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